Funded over $500 M

Over 97% Customer Satisfaction

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Fast Business Loans up to $250,000
3 - 24 month terms, cash flow friendly repayment
We look at the big picture - not just assets and collateral.
We have a simple and fast application process, often being able to deposit funds within 24 hours of approval.

Our Lending Service Provider Has:

Advanced Security

Using industry-recognised encryption standards and ISO 27001 certified for their commitment to customer information (or data) security.

Already Helped Over 12,000 Small Businesses

Access the funds they need to grow.

World-Class Customer Satisfaction

Backed by a Net Promoter Score of +77 and ranked #1 in the money category on independent review site, Trustpilot1.

Delivered $500M in Small Business Loans

– and counting

Simple and Fast Business Loans Apply Online in 10 minutes with no paperwork.

Same-day approval

Apply today and receive a decision within hours.

Funding possible in 24 hours

Keep the momentum going with fast, easy access to funds.

Our Lending Service Provider* - Standard credit approval criteria and terms and conditions apply. Australian credit licence 454782 | ABN 47 154 775 667

Business Loans

Business Loans without painful paperwork or waiting queues

  • Apply in 10 minutes
  • Simple application process. Apply online here or call us on 1300 XXX XXX
  • Same-day approval
  • Apply today and receive a decision within hours.
  • Funding possible in 24 hours
  • Keep the momentum going with fast, easy access to funds.

What you need to have ready

For loans of $100,000 or less, all you need to have ready is:
  • Your Driver’s Licence number
  • The ABN for your business
  • The BSB and account number of your main trading account

For loans over $100,000 you will also need some basic financial statements like a P&L and cashflow, so we can evaluate the health of your business and see what kind of repayments your business can manage without stress.

Your financial information

During the application process you’ll be given the choice of either:
  • Allowing us to use advanced bank verification system to instantly verify your bank information online, or
  • Uploading PDF versions of your last 6 months of transactions.

If you choose to use our advanced bank verification system we can provide a response on the same business day, and often in just one hour. If you upload PDFs it takes us a bit longer to assess your application but we can usually get back to you on the next business day.

What happens next

Once you have submitted your application one of our friendly team will call you to check we have all the information we need. To evaluate the health of your business we use an advanced lending platform developed specifically for the Australian small business environment. Our team will then advise you of the outcome of your application and the daily or weekly repayment schedule we recommend. If you have any questions about the process, this is the time to ask.

If your application is successful, a loan document will be issued for signature (you can choose to do this electronically) and depending on the size of the loan and the time you applied, funding is possible in 24 hours.

It really is business finance made easy.

We take the work out of getting a business loan

Simple Process

Submit your application online in under ten minutes. Simple!

Fast decision

Upon loan approval, funding is possible in 24 hours.

We’re available

Our team of lending experts are available to answer questions.

Australian owned

We’re Australian owned and operated.

Apply Now!

Prefer to speak to someone?

CALL US AT (02) 9876 5432
  • Business loans from $5,000 to $250,000
  • Terms from 3-24 months
  • Cash flow friendly repayments
  • Fast decision and funding possible in 24 hours
  • Online application takes just ten minutes
  • Dedicated customer support
  • Get fast, easy access to funding


Business loans are offered from $5,000 to $250,000 with terms between 3 and 24 months and cash flow friendly repayments that are either daily or weekly.
You can apply for a business loan in under 10 minutes online or over the phone, receive a same day response and the funds could be in your account in 24 hours. Traditional business loans reference an interest rate per annum plus other fees and charges. The loan details the total amount payable upfront including any interest, fees or charges. This is then broken down into either a daily or weekly repayment figure.
A business loan can be used for almost any business purpose – including for growth, to take advantage of an opportunity or to support cash flow. It can be used for business renovations, marketing, to purchase inventory or new equipment, as general working capital and much more. The loan cannot be used for personal purposes.
How do I apply?

The application process is easy and fast. Simply complete the online form in 10 minutes. If you are applying for $100,000 or less, you need:

  • Your driver licence number
  • Your ABN
  • Your BSB and account number

For loans over $100,000, you’ll also need some basic financial statements, like a P&L and cash flow.

You can often receive a response in one hour – as long as you apply during standard business hours and allow us to use the advanced bank verification system link to instantly verify your bank information online. If you choose to upload copies of your bank statements you can have a decision in as little as one business day.
If you apply before 4pm on a business day and your application is approved, it is possible to have money in your account the next business day.
The total amount of your loan will depend on the specific circumstances of your business. There are a variety of factors to determine the health of your business and based on this information, you may be able to receive a loan amount up to $250,000.

Fees & Repayments

A factor rate is expressed as a decimal figure not a percent. It varies based on things like your industry, how long you have been in business, and the health of your cash flow. When a factor rate is used, interest is charged to the principal when the loan is originated, it doesn’t compound.
There are no hidden fees for the business loans, and you’ll know exactly how much you need to pay and when from day one. There’s no compounding interest, no penalties for early repayment and no additional fees (as long as you make your payments on time).
There are no additional fees for early repayment and no balloon payment at the end of your loan. Right from the start you will know the total amount due and the date of your final payment. Once you make the final payment your balance will be $0.
To help you avoid missing repayments you will be offered repayments that fit in with your cash flow cycle – either daily or weekly. These are automatically deducted from your nominated business account.

Will my information be protected?

Protecting your information, and being clear about how that is collected, used, exchange to protect your information, is of huge importance and a vital part of our relationship with you.

Yes. The Lender uses industry recognised encryption standards to protect your personal, sensitive and financial data and is ISO27001 certified for our commitment to customer security and privacy. Using an advanced bank verification system link to instantly verify your bank account information online to be able to provide a fast response.

What is asset-based borrowing (a secured loan)?

Asset-based borrowing is when a business owner uses an asset they own to secure a loan. The asset can be either a personal asset like the family home, or a business asset like a truck or piece of equipment.

The vast majority of lenders, including the big banks, tend to secure loans against an asset. If you have trouble paying back the loan then your asset may be sold by the lender. In essence it’s a way of securing new financing by using the value of what you already have.

The Lender considers the health of a business to determine creditworthiness. For loans up to $100,000 no security is required to access the money. As long as you follow your loan obligations (as detailed in your loan contract document), security will never be required. For loans of over $100,000 security in the form of a charge over assets is needed. The lender does not generally take mortgage over a borrower’s home.

Call us at (02) 9876 5432 Get fast, easy access to funding

Apply in 10 minutes. Funding possible in 24 hours.

Get Fast, Easy Access to Funding

There is no obligation to proceed.

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